Buy Smartphone Without Credit Card On EMI Here Is How

The sale has started on e-commerce website Flipkart and Amazon from today. This cell will run from January 15 to January 20. In the sale, you are being given tremendous discounts on different items. Whenever you do shopping from e-commerce website, you must have seen the option of EMI here. Actually, through EMI, a person is able to buy goods at a lower price at that time and then repays the amount month by month. That is, the payment is made in different pieces instead of paying the full amount at once. This is beneficial for those people whose income is less. However, for EMI it is necessary that you must have a credit card of one or the other bank. If you do not have a credit card, then you cannot avail EMI. But today through this article, we will tell you how you can buy a smartphone, TV or any other gadget on EMI without a credit card. Yes, it is possible and the method is very easy.

This is how you will get phone or laptop without credit card

If you want to buy a smartphone for yourself without a credit card, then you will have to do this work from ‘The Mobile Store’. That is, at ‘The Mobile Store’ you will get a smartphone without a credit card. However, for this the buyer must have a bank account from which money will be deducted from his account every month. The service of ‘The Mobile Store’ is available in metro cities and you can easily take the phone from here on EMI without credit card.

Another way is through ZestMoney. If you want to buy a phone from an e-commerce website, then first you have to apply for a loan on Jestmoney. As soon as your loan is approved, you will get a voucher from Justmoney, thanks to which you will be able to buy a mobile phone from Flipkart or Amazon. Zestmoney is a company which provides finance facility to the people. The first time you will apply on Zestmoney, you will have to upload your complete information and documents. The company approves your loan only after the documents are found correct. At the time of applying for the loan, you also have to give the bank statement of three months to the company.

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Note, in both these ways, when you buy any goods on installments, you will also have to pay interest. The interest rate can be different in both. Also, you may have to pay processing fees in the beginning.