Indian Bank Online Facility For Farmers Easy Loan In India

Loan For Farmers From Indian Bank: The Modi Government at the Center is running many schemes for the farmers in the country. On the other hand, the government also takes the help of banks in this work. After which some banks start service keeping the farmers in mind. These banks bring schemes from time to time for the economically weak farmers in the country. Under this link, the public sector Indian Bank has offered Kisan Credit Card for the farmers. Along with this, this bank has started a new digital initiative under ‘Project Wave Indian Bank’. In this, the services provided by the bank have been expanded online. Know what is new in this digital initiative..

Online loan up to Rs 1.60 lakh will be available

Indian Bank says that now farmers will get an online loan of up to Rs 1.60 lakh for farming under Krisan Credit Card. Apart from this, a loan of up to Rs 4 lakh can be given on gold jewellery. It will be renewed online. Farmers will get the benefit of these facilities online while sitting at home.

Auto loan facility will be available

The bank says that now the facility of auto loan from the bank will be available through online (Auto Loan Online). For this you no longer need to visit the bank. The bank has tied up with Maruti Suzuki. Customers can use its portal IND Trade NXT to send money from abroad. The bank says that the amount sent from abroad will be directly transferred to the customer’s account on the same day.

increase in interest

Recently, Indian Bank has increased the interest rate for loans of different tenures. Indian Bank had increased the interest rate based on Marginal Cost of Funds Based Lending Rate (MCLR) by up to 0.25 percent. Indian Bank has implemented this hike from 3 January 2023.

How much will the interest rate increase

The interest rate on MCLR for 1 year in the bank will be increased from 8.20 percent to 8.30 percent. Auto, personal and home loan rates are decided on the basis of 1-year MCLR. At the same time, the one-day MCLR rate will be increased by 0.25 percent to 7.75 percent. While the MCLR rate will be increased by 0.20 percent on loans of 1 month to 6 months.

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