Digital Life Certificate by Face Authentication Technology data is increased last year

Digital Life Certificate: There are more than 78 lakh pensioners in the Employees' Pension Fund Organization or Employees' Provident Fund Organization (EPFO). They are required to submit life certificates every year to continue receiving pension. In the financial year 2023-24, 6.6 lakh EPS pensioners submitted their life certificates through face authentication technology under the Employee Pension Scheme (EPS). This shows a 200 percent increase year-on-year compared to the financial year 2022-23. In the financial year 2022-23, 2.1 lakh pensioners used face authentication technology. Earlier they had to go to banks to submit physical life certificates, which caused many problems.

According to a press release from EPFO, 10 per cent of the total digital life certificates submitted in the financial year 2023-24 were generated through Face Authentication Technology (FAT). A total of about 60 lakh DLCs were received from pensioners during the last financial year.

EPFO adopted Digital Life Certificate (DLC) in 2015 to make the life of its pensioners easier. EPFO ​​accepts DLC from EPS pensioners based on biometric authentication. EPFO ​​adopted this face authentication technology in July, 2022 which will enable pensioners to do a completely new process of submitting DLC ​​from their homes.

For submitting biometric based DLC, pensioners are required to visit any bank, post office, Common Service Centre or EPFO ​​office branch as long as fingerprint/iris capture device is available there.

To reduce the hassles faced by the elderly in physically visiting banks/post offices etc., MeitY and UIDAI have developed Face Authentication Technology (FAT) under which face recognition technology can be used for proof of life certificate. In this method, pensioners can be identified by facial scan using smartphone camera from the comfort of their homes. This authentication is done from UIDAI's Aadhaar database using UIDAI Face Recognition App.

Here is a step-by-step guide for Android smartphone users-

You need an Android (version 7.0 or above) non-rooted smartphone with at least a 5-megapixel front or rear facing camera. Needless to say, you also need internet connectivity.

step 1: Go to Google Play Store and install the 'AadhaarFaceRd' app. According to the Life Certificate website, once the app is installed, it will not appear on the phone's home screen and will not have an icon. “The app appears in Settings and then App Info,” the Life Certificate website states.

Step 2: Now download and install the Life Certificate Face App from Google Play Store.

Step 3: Complete the operator authentication process once on the Life Certificate app. Any person, including pensioners, can register as an operator.

Step 4: Type your details and complete the Aadhaar-based face authentication process for pensioners.

“After successfully authenticating yourself through face scan, the application automatically restarts and a toast message is displayed: 'Client Registration Successful' indicating that the operator registration has been successful,” Life Certificate said in a guidance document.

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